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主题:最近看到的笑话之二 -- 钛豌豆

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家园 刁民们居然敢有钱不花存起来

劳伦斯.萨默斯,前美国财政部长(1999-2001),前哈佛大学校长(2001-2006),前世界银行首席经济学家(1991-1993),最近在世界银行的一个研讨会上发言认为,在银行利率为零的情况下,就业仍非常不充分,所以实际存款利率已经是负数.但是,在此情况下,刁民们居然还敢有钱不花存起来,所以他认为,应该在存款上倒收利息,就是说,储户向银行交利息.考虑到有些刁民可能会把票子藏到枕头底下,他认为应取消票子,货币完全电子化,让刁民们的钱财无处藏身.

How to fix this? The way to fix it, Summers says, is to charge people for saving money. To avoid the charges, people would spend the money, thus reducing savings to the level of investment and restoring full employment.

Summers acknowledges that the problem with his solution is that people would take their money out of banks and hoard it in cash holdings. In other words, the cash form of money provides consumers with a freedom to save that holds down consumption and prevents full employment.

Summers has a fix for this: eliminate the freedom by imposing a cashless society where the only money is electronic. As electronic money cannot be hoarded except in bank deposits, penalties can be imposed that force unproductive savings into consumption

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